RBL Bank Fun+ Credit Card vs HDFC Moneyback Credit Card

* On spending Rs. 5000 every month, avail BookMyShow movie voucher worth Rs. 500
* Complimentary vouchers worth Rs. 3000
* When the annual spends cross Rs.4 lakhs, avail 12,000 Reward Points, which can be redeemable for select vouchers worth Rs. 3000 at rblrewards.com, on crossing Rs. 4,00,000 annual spends
* Get 20 reward points for Rs. 100 spent on dining on weekends
* Get 10 reward points for Rs.100 spent at Pizza Hut, KFC outlets, and at www.bookmyshow.com
* Get 1 Reward point for Rs. 100 on all purchases except fuel
* Avail 10% discount on movies at BookMyShow for 15 transactions in a year, with a maximum discount of Rs. 100 for each transaction
* Avail waiver of fuel surcharge at any petrol pump in India up to Rs. 100 every month. It’s applicable for transactions between Rs. 500 to Rs. 4000

• Annual Spend based benefit: By spending Rs. 50,000 and above in each calendar quarter, get Rs. 500 worth gift vouchers
• Renewal Offer: In the first year, spend Rs. 50,000 and above to get renewal membership fee waived off
• Get 2 Reward Points on every Rs. 150 spent 
• Get 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online (With effect from 15th July 2020, cardholders can earn up to 500 Reward Points per statement cycle for online spends, under the 2X RP feature)
• Every quarter, get a gift voucher worth Rs. 500 on spends of Rs. 50,000. Earn up to Rs. 2,000 worth gift vouchers in a year
• Zero Lost card liability
• Up to 50 days of interest free period from the date of purchase
• Enjoy Revolving Credit at nominal interest rate
• Enjoy amazing dining benefits with Good Food Trail program. Get up to 20 % savings off on all restaurant bill payments via Swiggy Dineout (20k + restaurants). This offer is inclusive of Restaurant and Swiggy Discount. This offer is valid only on payments done via Swiggy App
• 1% Fuel Surcharge waiver on fuel transactions on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
• Avail facility of converting big spends into EMI after purchase
• HDFC Bank MoneyBack Credit Card is enabled for contactless payments
• Reward Points can be used for redemption against travel benefits such as Flight and Hotel bookings, and the card members can redeem up to a maximum of 50% of the booking value through Reward Points and Rewards Catalogue at the SmartBuy Rewards Portal

Pros
* Complimentary BookMyShow voucher worth Rs. 500
* Get 5% value back on your dining spends on weekends
* 10% discount on movies at BookMyShow

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Pros

• Zero liability on the lost card if reported immediately
• With the EMV Chip technology presented in the card, stay protected against fraud
• Avail up to 50 days of the interest-free period from the date of purchase, and enjoy Revolving Credit at a nominal interest rate

Cons

• The Reward points are only valid for 2 years
• No complimentary Airport Lounge Access
• High-interest rate of 3.49%