RBL Bank Freedom SuperCard vs Samsung Axis Bank Infinite Credit Card

Joining Fees

₹999

₹5,000

Editor's Rating

3.4

3

Key Features

* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail 2,000 Reward Points as welcome rewards on payment of joining fees and minimum spends of Rs. 2,000 within 30 days of card issuance. Theres no welcome rewards given to First Year Free cards
* Avail 100% of FD amount as credit limit on the card
* Avail 75% of the Credit Limit as Cash Limit on the card
* Earn 1 Reward Point for every Rs. 100 spent on all you like
* Earn 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay) and Wallet Load. The maximum Cap is 1,000 Reward Points
* Avail fuel surcharge waiver of up to Rs. 100 per month
* Get 1+1 Bookmyshow offer on movie tickets on any 1 Day of the month (up to Rs. 200)
* 4 complimentary visit in a year at domestic airport lounges
* Maximum 1 complimentary airport lounge access in a quarter
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* Get 15 EDGE REWARD POINTS on every Rs. 100 spent with the bank's preferred partners such as Bigbasket, Tata1mg, Urban Company, Myntra, and Zomato
* Get 15 EDGE REWARD POINTS on every Rs. 100 spent on all international transactions 
* Avail 5 EDGE REWARD POINTS on every Rs. 100 spent on other domestic transactions
* 8 complimentary domestic airport lounge visits per calendar year
* Get a 1% fuel surcharge waiver at fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 5000
* Get up to 25% off, up to Rs. 800, which can be availed once every month at 4000+ restaurants in India 
* Complimentary 1 year of free EasyDiner prime membership
* Complimentary Priority Pass Membership with 6 complimentary International airport lounge visits in a year
* Easily convert transactions of Rs. 2500 or more into easy EMI
* Annual fee will be waived off on annual spends greater than Rs. 7,00,000

Editor's Review

Pros
* Rewards on all spends
* Annual Rewards worth Rs. 11,500+
* Complimentary Lounge Access

Cons
* No golf benefits
* No airmiles

Pros

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* 8 complimentary domestic airport lounge visits per calendar year
* Up to 25% off, up to Rs. 800, which can be availed once every month at 4000+ restaurants in India 

Cons

* No golf benefits are provided


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