RBL Bank ETMoney LoanPass vs Bank Of Maharashtra - SBI Card

Joining Fees

₹0

₹499

Editor's Rating

4.3

2.9

Key Features

* Instantly transfer funds to bank account through the ETMONEY app whenever required
* Transfer loan anytime and payback with the convenience of EMI options. One can also easily convert the card spends into EMIs from the ETMONEY app
* The cardholder can pay back the money in easy EMIs within a few days or a few months
* Pay interest only on the amount that you borrow
* Get 1 Reward point on every Rs. 100 you spend and get 2X Rewards on all spends on weekends (Saturday & Sunday). Redeem all reward points at www.rblrewards.com

  • Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the  first ATM cash withdrawal, if done within 30 days of receiving the card
  • Annual membership fee reversal from the second year 
  • Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
  • Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
  • Book railway tickets online and they’ll get delivered at your doorstep

Editor's Review

Pros
* Earn 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250
* Avail 1+1 free movie ticket, up to Rs. 200, on BookMyShow once a month for Weekend shows
* Fuel Surcharge waiver

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles

Pros

  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
  • Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
  • On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)

Cons

  • No Complimentary Airport Lounge access 
  • No Golf Privileges 


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