RBL Bank Edition Credit Card vs IDFC FIRST Select Credit Card

* Earn 10 Edition Cash on every Rs. 100 spent on dining or food purchases made on the Zomato platform
* Earn 2 Edition Cash on every Rs. 100 spent online or food purchases made on any platform other than Zomato
* Earn 1 Edition Cash on every Rs. 100 spent elsewhere
* Earn Bonus Edition Cash worth 2000 on spending Rs. 5,00,000 every year
* 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro: Get complimentary annual membership that’s valid across India. The membership automatically gets renewed every year
* Purchase 1 and get 1 movie ticket free at BookMyShow once every month. The maximum discount amount is Rs. 200 per transaction
* Get 2 complimentary domestic airport lounge access every calendar quarter
* With the complimentary Priority Pass membership, get 2 free international airport lounge access per calendar year. Priority Pass is available on request
* Low Forex Mark-up: The foreign currency mark-up fee is just 1.5%
* Use the Zomato app to check and redeem Edition Cash. Use the app to set the PIN and monitor all the transactions

• Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
• 5% cashback on making the first EMI transaction made within 90 days of card set-up
• 10X Reward Points on purchases greater than Rs.20,000
• 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
• 4 complimentary domestic lounge access per quarter
• 4 complimentary Railway lounge access every quarter
• Low foreign exchange mark-up fee of 1.99%
• 20% discount on 1500+ Restaurants
• 15% discount on 3000+ Health & Wellness Outlets
• Free Road Side Assistance(RSA) worth Rs. 1,399

Pros
* Get complimentary annual membership that’s valid across India for Zomato Pro
* Low Forex Mark-up
* The Edition Cash acts like real money. One can use it to order food online or to pay at restaurants, through its Zomato app. It can also be used as real cash to settle Credit Card bill

Cons
* No golf benefits
* No airmiles
* No fuel surcharge waiver

Pros

• 10X Rewards on all spends done on your Birthday
• Reward points will never expire
• Comprehensive Travel Insurance Cover of Rs. 22,500
  
  Cons

• Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
• Interest-free cash withdrawal available for 48 days only
• The dining benefits provided by the card are satisfactory but not that great