RBL Bank Edition Credit Card vs HDFC Bank MoneyBack+ Credit Card

* Earn 10 Edition Cash on every Rs. 100 spent on dining or food purchases made on the Zomato platform
* Earn 2 Edition Cash on every Rs. 100 spent online or food purchases made on any platform other than Zomato
* Earn 1 Edition Cash on every Rs. 100 spent elsewhere
* Earn Bonus Edition Cash worth 2000 on spending Rs. 5,00,000 every year
* 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro: Get complimentary annual membership that’s valid across India. The membership automatically gets renewed every year
* Purchase 1 and get 1 movie ticket free at BookMyShow once every month. The maximum discount amount is Rs. 200 per transaction
* Get 2 complimentary domestic airport lounge access every calendar quarter
* With the complimentary Priority Pass membership, get 2 free international airport lounge access per calendar year. Priority Pass is available on request
* Low Forex Mark-up: The foreign currency mark-up fee is just 1.5%
* Use the Zomato app to check and redeem Edition Cash. Use the app to set the PIN and monitor all the transactions

• Spend Rs. 50,000 or more in a year before the Credit Card renewal date and get the renewal fee waived off
• Get 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy
• Get 5X CashPoints on EMI spends at merchant locations
• Get 2 CashPoints per Rs. 150 spent on other spends 
• Earn 500 gift voucher on spends of Rs. 50,000 per calendar quarter
• Enjoy up to 20% discount on partnered restaurants via Swiggy Dineout
• Starting from January 1st, 2023, the maximum number of reward points that can be earned each month on grocery transactions will be limited to 1,000
• For Rupay Credit Cardholders, UPI spends will earn 2 RPs for every Rs. 150 spent. The reward points are capped at 500 per calendar month
• Zero lost Card liability 
• You can enjoy an interest-free period of up to 50 days from the date of your purchase
• Enjoy Revolving Credit at a nominal interest rate
• Enjoy amazing dining benefits with the Good Food Trail program 
• Get up to 20% off on all restaurant bills via Swiggy Dineout (20k+ restaurants). Offer includes both restaurant and Swiggy discount. Valid only on payments via the Swiggy App
• 1% Fuel Surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000
• Quarterly Spend-based benefit: Get a Rs. 500 gift voucher every quarter on spends of over Rs. 50,000. Earn up to Rs. 2,000 worth vouchers in a year
• Convert your big spends into EMI after purchase
• The card is enabled for contactless payments

Pros
* Get complimentary annual membership that’s valid across India for Zomato Pro
* Low Forex Mark-up
* The Edition Cash acts like real money. One can use it to order food online or to pay at restaurants, through its Zomato app. It can also be used as real cash to settle Credit Card bill

Cons
* No golf benefits
* No airmiles
* No fuel surcharge waiver

Pros

• Get 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy
• Get 5X CashPoints on EMI spends at merchant locations, and get 2 CashPoints per Rs. 150 spent on other spends 
• Earn 500 gift voucher on spends of Rs. 50,000 per calendar quarter

Cons

• No golf benefits are provided
• No airport lounge access