RBL Bank Edition Credit Card vs HDFC Bank Harley-Davidson Diners Club Credit Card

Joining Fees

₹1,499

₹2,500

Editor's Rating

3.1

3.7

Key Features

* Earn 10 Edition Cash on every Rs. 100 spent on dining or food purchases made on the Zomato platform
* Earn 2 Edition Cash on every Rs. 100 spent online or food purchases made on any platform other than Zomato
* Earn 1 Edition Cash on every Rs. 100 spent elsewhere
* Earn Bonus Edition Cash worth 2000 on spending Rs. 5,00,000 every year
* 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro: Get complimentary annual membership that’s valid across India. The membership automatically gets renewed every year
* Purchase 1 and get 1 movie ticket free at BookMyShow once every month. The maximum discount amount is Rs. 200 per transaction
* Get 2 complimentary domestic airport lounge access every calendar quarter
* With the complimentary Priority Pass membership, get 2 free international airport lounge access per calendar year. Priority Pass is available on request
* Low Forex Mark-up: The foreign currency mark-up fee is just 1.5%
* Use the Zomato app to check and redeem Edition Cash. Use the app to set the PIN and monitor all the transactions

  • Get 5X Reward Points on Swiggy and Zomato. You can earn a maximum of 2500 Reward Points every month
  • Avail up to 10X Rewards on Booking flight tickets / stays across 150+ hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
  • Interest Free Credit Period: Get up to 50 days of interest free credit period 
  • Credit Liability Cover of Rs. 9 lakh
  • Enjoy Foreign Currency Markup at a nominal 2% on all foreign currency spends
  • Revolving Credit is available at a nominal interest rate
  • Get 2 Complimentary Airport lounge access every calendar quarter worldwide for primary and add-on card members
  • ‘Buy 1 Get 1 Free' offer on BookMyShow: Purchase 1 Ticket, and get another ticket free up to Rs. 250 per booking. This offer can be used maximum twice every month on minimum purchase of 2 tickets in a single transaction. It is valid only on Friday, Saturday and Sunday shows
  • As a Milestone Benefit, avail Rs. 1,500 worth vouchers of Marriott Experience or Decathalon or Barbeque Nation or O2 Spa or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
  • Avail the option to convert big spends into EMI after purchase
  • Accidental Air Death Cover worth Rs. 1 Crore
  • Emergency overseas hospitalization up to Rs. 25 lakhs
  • Travel Insurance Cover of up to Rs. 50,000 on baggage delay
  • Credit Liability cover up to Rs. 9 Lakh
  • Get 4 Reward Points for every Rs. 150 retail spends
  • Earn 20 Reward Points on every Rs. 150 spends on Swiggy and Zomato
  • Earn up to 10X Reward Points on Spends Via Smartbuy
  • Avail up to 20% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App

Editor's Review

Pros
* Get complimentary annual membership that’s valid across India for Zomato Pro
* Low Forex Mark-up
* The Edition Cash acts like real money. One can use it to order food online or to pay at restaurants, through its Zomato app. It can also be used as real cash to settle Credit Card bill

Cons

* No golf benefits
* No airmiles
* No fuel surcharge waiver

Pros

  • Airport lounge access for both primary and add-on cardholders
  • Good benefits related to movies and food
  • Accidental Air Death Cover worth Rs. 1 Crore, Emergency overseas hospitalization up to Rs. 25 lakhs, and Travel Insurance Cover of up to Rs. 50,000 on baggage delay

Cons

  • No Golf benefits
  • No fuel benefits
  • Although the card is centered around Harley Davidson, it doesn’t offer much benefits like accelerated Reward Points for purchases made at the motorcycle store


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