RBL Bank Edition Classic Credit Card vs HDFC Regalia Credit Card

Joining Fees

₹500

₹2,500

Editor's Rating

3.4

4

Key Features

* Get 5 Edition Cash on every Rs. 100 spent on dining or food purchases made on Zomato
* Get 5 Edition Cash on dining by spending Rs. 5,000 in a month on dining
* Get 1.5 Edition Cash on every Rs. 100 spent online or food purchases made on any platform other than Zomato
* Get 1 Edition Cash on every Rs. 100 spent everywhere else
* Avail 2000 Edition Cash on spending Rs. 2,00,000 every year

  • Airport Lounge Access within and outside India
  • Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
  • On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
  • Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
  • Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency

Editor's Review

Pros
* On the Zomato app, the Edition Cash works like real money. One can use it to order food online or to pay at restaurants, using their Zomato app. 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro with a complimentary annual membership, which is valid across India. The membership gets automatically renewed every year
* Use Zomato app to check and redeem the Edition Cash. One can also use the app to set their PIN and monitor all transactions

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles

Pros

  • Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
  • Accidental air death cover worth Rs. 1 Crore
  • Fuel Surcharge Waiver

 

Cons

  • Slightly high Annual Fee
  • No golf/coaching sessions


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