RBL Bank Edition Classic Credit Card vs HDFC Bank Freedom Credit Card
Joining Fees
₹500
₹500
Editor's Rating
3.4
4.3
Key Features
* Get 5 Edition Cash on every Rs. 100 spent on dining or food purchases made on Zomato
* Get 5 Edition Cash on dining by spending Rs. 5,000 in a month on dining
* Get 1.5 Edition Cash on every Rs. 100 spent online or food purchases made on any platform other than Zomato
* Get 1 Edition Cash on every Rs. 100 spent everywhere else
* Avail 2000 Edition Cash on spending Rs. 2,00,000 every year
* Do note that on the Zomato app, the Edition Cash works like real money. One can use it to order food online or to pay at restaurants, using their Zomato app. 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro with a complimentary annual membership, which is valid across India. The membership gets automatically renewed every year
* Use Zomato app to check and redeem the Edition Cash. One can also use the app to set their PIN and monitor all transactions
- Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
- Get 5X CashPoints on EMI spends at merchant locations. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
- Earn 1 CashPoint for every Rs. 150 on other spends
- Get up to 20% discount on partnered restaurants via Swiggy Dineout
- Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions. The reward points are capped at 500 per calendar month
- Zero lost Card liability
- Avail up to 50 days of interest-free period
- Enjoy Revolving Credit at a nominal interest rate
- Enjoy amazing dining benefits with the Good Food Trail program
- Get up to 20% savings on all restaurant bill payments via Swiggy Dineout, which consists of 20k + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. This offer is valid only on payments done via the Swiggy App
- 1% Fuel Surcharge waiver on fuel transactions. This is applicable for minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
- Get 500 CashPoints- this is applicable only on payment of membership fee
- Get the renewal membership fee waived by spending Rs. 50,000 and above in an annual year
- Convert your big spends into EMI after purchase
- The Credit Card is enabled for contactless payments
- Spend Rs. 50,000 or more in a year, before the Credit Card renewal date to get renewal fee waived off
Editor's Review
Pros
* On the Zomato app, the Edition Cash works like real money. One can use it to order food online or to pay at restaurants, using their Zomato app. 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro with a complimentary annual membership, which is valid across India. The membership gets automatically renewed every year
* Use Zomato app to check and redeem the Edition Cash. One can also use the app to set their PIN and monitor all transactions
Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles
Pros
- Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber
- Get 5X CashPoints on EMI spends at merchant locations, and 1 CashPoint for every Rs. 150 on other spends
- Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions
Cons
- No golf benefits are provided
- No international and domestic airport lounge access
- No rewards
