Compare RBL Bank Doctor’s SuperCard vs HDFC Bank H.O.G Diners Club Credit Card

* Get Professional Indemnity Insurance Cover of Rs. 20 lakhs free for first year. To get free auto renewal of the cover, spend Rs. 3.5 lakhs in the second year
* You can convert your available cash limit into a Personal Loan for 3 months at no interest once a year. (Processing fee of 2.5% is applicable; min Rs. 500)
* Enjoy unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date, maximum period of 50 Days. (Processing fee of 2.5% is applicable; min Rs. 500)

W.e.f January 07, 2021, interest is at 1.16% per month will be applicable on Emergency Advance Facility on the SuperCard and no processing fee would be charged.

* Earn 1 Reward Point for every Rs. 100 spent on all stuffs you like and 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities, Bills2Pay, and Wallet Load. Maximum Cap is 1,000 Reward Points
* Avail 1+1 Bookmyshow offer on movie tickets, up to Rs. 200, on any 1 Day of the month (Applicable only on Mon-Fri)
* 4 free visit in a year at domestic lounges in all major airports in India

Milestone Benefit: You can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers worth Rs. 500 every month on minimum spends of Rs. 80,000
Travel: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
Spend benefit at Harley-Davidson authorized dealers: Get 10X Reward Points on purchase of Harley-Davidson merchandise and services
Up to 50 days of interest free credit period from the date of purchase
Enjoy Dining Privileges by getting 2X on weekend Dining
Credit Liability Cover Rs. 9 lakh
Foreign Currency Markup: Nominal 2% on all foreign currency spends
Revolving Credit is available at a nominal interest rate
Unlimited Airport lounge access in India and worldwide for primary and add-on card members
Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
Avail the option to convert big spends into EMI after purchase
Contactless payment enabled
Accidental Air Death Cover worth Rs. 2 Crore
Emergency overseas hospitalization: up to Rs. 50 lakhs
Travel Insurance Cover of up to Rs. 55,000 on baggage delay
Credit Liability cover up to Rs. 9 Lakh
Avail 5 Reward Points for every Rs. 150 retail spends
Avail up to 10X Reward Points on spends via SmartBuy and 10X Reward Points on spends done on Harley-Davidson merchandise and services at Authorized Harley-Davidson dealers
Avail amazing dining benefits with Good Food Trail program by getting up to 25% savings off on all restaurant bill payments via Swiggy Dineout that includes 20k + restaurants. Offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done Swiggy App

Pros
* With the facility of Transfer n Pay program, it enables you to transfer outstanding from other bank’s Credit Cards to your Doctor’s SuperCard at lower interest rates and convert it into Easy Monthly Installments (EMIs)
* Xpress Cash is a unique feature allowing to get an instant loan within your credit limit. Pay back in easy installments and enjoy a host of benefits such as document free process and paperless money transfer
* Cash Advance program fulfills your short-term cash requirements. Enjoy a credit-free period of up to 50 days as an added benefit on the Card membership. It is completely hassle-free and paperless

Cons
* No golf privileges
* No airmiles
* High interest rates

Pros

Unlimited Airport lounge access in India and worldwide for primary and add-on card members
Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
Spend benefit at Harley-Davidson authorized dealers

Cons