Joining Fees
₹0
₹0
Editor's Rating
3.4
4
Key Features
* Joining Fee and Annual Fee will be communicated at the time of sourcing
* Avail 2 reward points for every Rs. 100 spent in India
* Avail 4 reward points for every Rs. 100 spent Internationally
* With the earned points you can redeem then for: Flight tickets & Hotel stays, Latest gadgets and shopping products, Mobile Recharge, Retail shopping vouchers, and Curated personalized gifts
* The card is equipped with a PIN-based-EMV chip
* With the Flexi Limit facility, one can stay in control of its finances. Simply regulate the credit limit on the card and on the add-on card by calling the 24X7 customer service and assigning a lower limit. Assign varied limit on the primary and add on credit card
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank
* Avail up to 5 add-on cards
* Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
* Earn 1 reward point for every Rs. 150 spent on all other categories
* Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
* Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
* This is a Contactless credit card
* Enjoy the enhanced security for online transactions through 3D secure OTP verification
Editor's Review
Pros
* Avail 2 reward points for every Rs. 100 spent in India
* Avail 4 reward points for every Rs. 100 spent Internationally
* With the Flexi Limit facility, one can stay in control of its finances. Simply regulate the credit limit on the card and on the add-on card by calling the 24X7 customer service and assigning a lower limit. Assign varied limit on the primary and add on credit card
Cons
* No golf benefits
* No airmiles
* No airport lounge access
Pros
* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Cons
* No complimentary airport lounge access
* No fuel surcharge wavier
* No golf/coaching sessions