Joining Fees
₹0
₹500
Editor's Rating
3.4
3.9
Key Features
* Joining Fee and Annual Fee will be communicated at the time of sourcing
* Avail 2 reward points for every Rs. 100 spent in India
* Avail 4 reward points for every Rs. 100 spent Internationally
* With the earned points you can redeem then for: Flight tickets & Hotel stays, Latest gadgets and shopping products, Mobile Recharge, Retail shopping vouchers, and Curated personalized gifts
* The card is equipped with a PIN-based-EMV chip
* With the Flexi Limit facility, one can stay in control of its finances. Simply regulate the credit limit on the card and on the add-on card by calling the 24X7 customer service and assigning a lower limit. Assign varied limit on the primary and add on credit card
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank
* Avail up to 5 add-on cards
*As a welcome benefit, get 100% Cashback up to Rs 250 on all fuel transactions in the first 30 days of issuing of the card
* Waiver of 1% fuel surcharge on fuel spends between Rs. 200 to Rs. 5000
* Get 10% instant discount for movie tickets booked through BookMyShow website or app
* An annual fee waiver applicable if the cardholder spends over Rs. 50,000 in a year
* Users can get loyalty points in the form of 1 EDGE REWARD point on every Rs. 100 spent with the card
* Domestic airport lounge access
Editor's Review
Pros
* Avail 2 reward points for every Rs. 100 spent in India
* Avail 4 reward points for every Rs. 100 spent Internationally
* With the Flexi Limit facility, one can stay in control of its finances. Simply regulate the credit limit on the card and on the add-on card by calling the 24X7 customer service and assigning a lower limit. Assign varied limit on the primary and add on credit card
Cons
* No golf benefits
* No airmiles
* No airport lounge access
Pros
* Earn 20 Reward Points per Rs 100 spent at any IOCL outlet in India
* Get 10% instant discount for movie tickets booked through BookMyShow website or app
* Gain reward points worth 1% (5 Reward Points) for every Rs. 100 spent on online shopping, groceries, utility payments, and 1 reward point for every Rs. 100 spent on all other expenses
Cons
* No International Airport Lounge access
* No Golf benefits
* No travel miles benefits