PVR Kotak Platinum Credit Card vs Kotak Urbane Gold Credit Card

Joining Fees

₹0

₹199

Editor's Rating

4.2

4.2

Key Features

  • Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets
  • Get 15% Cashback on Food and Beverages at PVR
  • Get 5% Cashback on Movie tickets at PVR Box Office
  • For the first year no Joining Fee
  • Your Add-on Card will have all the benefits that you enjoy on your Card
  • Avail 3X Reward Points per Rs. 100 spent across all categories
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting 

Editor's Review

Pros  

  • Get 2 free PVR movie tickets every month when you spend Rs. 10,000 and above in a monthly billing cycle
  • Railway Booking Surcharge (1.8%/2.5% on transaction amount) Applicable and Fuel Surcharge Applicable
  • Visa payWave facility offers a fast, safe and secure way of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN

Cons

  • The add on card comes with a charge of Rs 299 per card
  • No Golf/coaching sessions

Pros

  • Earn 3X Reward Points against retail spends of Rs.100
  • Get 4 PVR tickets or 10,000 Reward Points on annual
  • This card is good for those who spend frequently on various categories like retail shopping, groceries, etc. 

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 


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