PVR Kotak Platinum Credit Card vs IndusInd Platinum RuPay Credit Card

Joining Fees

₹0

₹0

Editor's Rating

4.2

4.5

Key Features

  • Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets
  • Get 15% Cashback on Food and Beverages at PVR
  • Get 5% Cashback on Movie tickets at PVR Box Office
  • For the first year no Joining Fee
  • Your Add-on Card will have all the benefits that you enjoy on your Card
  • UPI is enabled on this Credit Card
  • 1% Fuel Surcharge Waiver
  • Avail 2 Reward Points on every Rs. 100 transaction done via UPI
  • Avail 1 Reward Point for every Rs. 100 on non UPI transactions
  • Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
  • IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
  • Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
  • Complimentary personal air accident insurance cover of up to Rs. 25 lakh

Editor's Review

Pros  

  • Get 2 free PVR movie tickets every month when you spend Rs. 10,000 and above in a monthly billing cycle
  • Railway Booking Surcharge (1.8%/2.5% on transaction amount) Applicable and Fuel Surcharge Applicable
  • Visa payWave facility offers a fast, safe and secure way of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN

Cons

  • The add on card comes with a charge of Rs 299 per card
  • No Golf/coaching sessions

Pros

  • Avail 2 Reward Points on every Rs. 100 transaction done via UPI
  • Avail 1 Reward Point for every Rs. 100 on non UPI transactions
  • Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud

Cons

  • No golf benefits
  • No airport lounge access / dining/ movie benefits


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