Fuel surcharge waiver of 1% at all fuel stations in India, up to Rs. 200/month. This is applicable only on transactions between Rs. 200 & Rs. 5000
Enjoy 300+ Merchant offers all year long
Up to 20% discount at 1500+ restaurants
Up to 15% discount at 3000+ Health & Wellness outlets
Avail Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Convert all transactions above Rs. 2,500 into easy and convenient EMIs from the mobile app
Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from other bank credit cards with IDFC First Bank’s balance transfer privilege
Editor's Review
Pros
Get 2 free PVR movie tickets every month when you spend Rs. 10,000 and above in a monthly billing cycle
Railway Booking Surcharge (1.8%/2.5% on transaction amount) Applicable and Fuel Surcharge Applicable
Visa payWave facility offers a fast, safe and secure way of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
Cons
The add on card comes with a charge of Rs 299 per card
No Golf/coaching sessions
Pros
Lifetime free credit card
Complimentary Railway lounge access
NIL Overlimit fees, NIL Addon charges
Cons
No milestone benefits
No Airport Lounge Access
More comparisions with PVR Kotak Platinum Credit Card