PVR Kotak Platinum Credit Card vs HDFC Bank Platinum Edge Credit Card

Joining Fees

₹0

₹0

Editor's Rating

4.2

3.5

Key Features

  • Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets
  • Get 15% Cashback on Food and Beverages at PVR
  • Get 5% Cashback on Movie tickets at PVR Box Office
  • For the first year no Joining Fee
  • Your Add-on Card will have all the benefits that you enjoy on your Card
  • Renew the credit card’s membership for free by spending Rs 50,000 in a year
  • Get 2 reward points for every Rs. 150 spends
  • Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
  • Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
  • Avail 50% more reward points at premium restaurants
  • Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs.  6000 per month)
  • Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
  • Zero liability on lost card after reporting the loss
  • Avail up to 50 interest-free days from date of purchase
  • Enjoy Revolving Credit at nominal interest rate
  • 50 days of interest-free credit

Editor's Review

Pros  

  • Get 2 free PVR movie tickets every month when you spend Rs. 10,000 and above in a monthly billing cycle
  • Railway Booking Surcharge (1.8%/2.5% on transaction amount) Applicable and Fuel Surcharge Applicable
  • Visa payWave facility offers a fast, safe and secure way of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN

Cons

  • The add on card comes with a charge of Rs 299 per card
  • No Golf/coaching sessions

Pros

  • Get 2 reward points for every Rs. 150 spends
  • Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
  • Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program

Cons

  • No movie benefits
  • No golf benefits
  • No international and domestic lounge access


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