PVR Kotak Platinum Credit Card vs HDFC Bank Freedom Credit Card
Joining Fees
₹0
₹500
Editor's Rating
4.2
3
Key Features
- Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets
- Get 15% Cashback on Food and Beverages at PVR
- Get 5% Cashback on Movie tickets at PVR Box Office
- For the first year no Joining Fee
- Your Add-on Card will have all the benefits that you enjoy on your Card
- Redeem points for cash back
- Avail gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
- Get a welcome and renewal benefit of 500 reward points on fee realization
- On birthday spends, earn 25X reward points
- Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
Editor's Review
Pros
- Get 2 free PVR movie tickets every month when you spend Rs. 10,000 and above in a monthly billing cycle
- Railway Booking Surcharge (1.8%/2.5% on transaction amount) Applicable and Fuel Surcharge Applicable
- Visa payWave facility offers a fast, safe and secure way of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
Cons
- The add on card comes with a charge of Rs 299 per card
- No Golf/coaching sessions
Pros
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Pay only 1.99% interest per month if card is issued against fixed deposit
- Zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
