PVR Kotak Gold Credit Card vs HDFC Bank Platinum Edge Credit Card
Joining Fees
₹499
₹0
Editor's Rating
4.2
3.5
Key Features
- Obtain 15% Cash-back on Food and Beverages at PVR
- Obtain 5% Cash-back on Movie tickets at PVR Box Office
- No Joining Fee for the first year
- Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000
- Renew the credit card’s membership for free by spending Rs 50,000 in a year
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
- Avail 50% more reward points at premium restaurants
- Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs. 6000 per month)
- Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
- Zero liability on lost card after reporting the loss
- Avail up to 50 interest-free days from date of purchase
- Enjoy Revolving Credit at nominal interest rate
- 50 days of interest-free credit
Editor's Review
Pros
- Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
- Avail 2 free PVR tickets every month on spends of Rs. 15,000
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
Pros
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Cons
- No movie benefits
- No golf benefits
- No international and domestic lounge access
