Platinum Aura Visa and Mastercard Credit Card vs Shoppers Stop Black HDFC Bank Credit Card

• Book Your Favorite Restaurants on a Tap & Get Great Deals & Discounts
• Travel Insurance Cover
• ‘Total Protect’ safeguards your card from fraud
• Complimentary personal air accident insurance cover of up to Rs 25 lakh

• Get 7% Reward points on every Shoppers Stop spends
• Get 2% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
• Weekend offer: Get a discount of Rs. 2000 per month for a single purchase of Rs. 50,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
• 16 complimentary domestic lounge access per calendar year (4 per quarter) 
• 8 complimentary international lounge access per calendar year (2 per quarter) 
• 1% fuel surcharge waiver at all fuel stations in India 
• Convert big spends into EMI after purchase
• This card is equipped with contactless payment technology for added convenience and speed
• Get Accidental air death cover worth  Rs. 3 Crores
• Get emergency overseas hospitalization of up to  Rs. 50 lakhs, in case of emergency
• Credit liability cover of up to Rs. 9 Lakhs
• Zero lost card liability

Pros

• Enjoy a waiver of 1% on fuel surcharge at any petrol pump across India
• Exclusive access to 600+ lounges across the globe

Cons

• No golf/coaching sessions

Pros

• Get 7% Reward points on every Shoppers Stop spends
• Get 2% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500

Cons

• No golf benefits are provided
• No movie and dining benefits