Platinum Aura Visa and Mastercard Credit Card vs InterMiles HDFC Bank Platinum Credit Card
Joining Fees
₹500
₹1,000
Editor's Rating
4
3.75
Key Features
- Book Your Favorite Restaurants on a Tap & Get Great Deals & Discounts
- Travel Insurance Cover
- ‘Total Protect’ safeguards your card from fraud
- Complimentary personal air accident insurance cover of up to Rs 25 lakh
- Renewal Benefits
A. Continue the exciting journey with 1,500 InterMiles upon spending Rs. 3,000 within first 30 days of Anniversary date
Experience savings on Flight and Hotel bookings:
A. Get Rs. 500 Flight Discount vouchers
B. Get Rs. 1000 Hotel Discount vouchers
Do note that these Renewal benefits are only applicable on realization of membership fee
- Get 4 InterMiles on every Rs. 150 spent on retail spends
- Get 8 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
- Get 8 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
- Privileges on Etihad Airways
A. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
B. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
- Domestic Lounge Program: Be greeted with luxury each time when traveling, with access to selected lounges at airports in India with the bank’s network partners
- VISA Lounge Program: Get 8 complimentary visits Per Year (2 per quarter)
- MasterCard Lounge Program: Get 8 complimentary visits (2 per quarter)
- 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
- Zero liability on lost card
- Revolving Credit is available at an interest rate of 3.6% per month
- Avail up to 50 days of free credit period from the date of purchase
- Avail up to 3 Add-on Cards
- Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount
Editor's Review
Pros
- Enjoy a waiver of 1% on fuel surcharge at any petrol pump across India
- Exclusive access to 600+ lounges across the globe
Cons
- No golf/coaching sessions
Pros
- InterMiles as welcome benefit and reward points
- Domestic lounge access
- Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount
Cons
- InterMiles can only be used for travel related bookings on the InterMiles website
- There are other travel credit cards that offer more redemption options
- No golf or movie benefits
