Milestone Benefit: By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
First Year Fee will get waived by spending Rs. 1,000 (Non-EMI spends) within the first 30 days
Renewal Year Fee will get waived by spending Rs. 25,000 (Non-EMI spends) in the 12 months period
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Avail 0.5% Cashback on all other retail transactions
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
Obtain up to 50 days of interest free credit
Avail up to 20% discount on partner restaurants through Dineout
Get 5% monthly cashback by booking tickets through IRCTC
On Fuel expenses, enjoy savings with 5% monthly cashback
Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
On Groceries spends, enjoy savings with 5% monthly cashback
Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
Avail up to 50 interest-free days from date of purchase
Get Revolving Credit at Nominal interest rate
Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card
Editor's Review
Pros
By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Cons
No golf benefits
No fuel benefits
No airport lounge access
Pros
Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
Avail up to 50 interest-free days from date of purchase
Cons
No Lounge Access
No Golf benefits
More comparisions with Paytm HDFC Bank Mobile Credit Card