Milestone Benefit: By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
First Year Fee will get waived by spending Rs. 1,000 (Non-EMI spends) within the first 30 days
Renewal Year Fee will get waived by spending Rs. 25,000 (Non-EMI spends) in the 12 months period
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Avail 0.5% Cashback on all other retail transactions
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
Obtain up to 50 days of interest free credit
Avail up to 20% discount on partner restaurants through Dineout
Renew the credit card’s membership for free by spending Rs 50,000 in a year
Get 2 reward points for every Rs. 150 spends
Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Avail 50% more reward points at premium restaurants
Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs.6000 per month)
Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
Zero liability on lost card after reporting the loss
Avail up to 50 interest-free days from date of purchase
Enjoy Revolving Credit at nominal interest rate
50 days of interest-free credit
Editor's Review
Pros
By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Cons
No golf benefits
No fuel benefits
No airport lounge access
Pros
Get 2 reward points for every Rs. 150 spends
Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Cons
No movie benefits
No golf benefits
No international and domestic lounge access
More comparisions with Paytm HDFC Bank Mobile Credit Card