Milestone Benefit: By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
First Year Fee will get waived by spending Rs. 1,000 (Non-EMI spends) within the first 30 days
Renewal Year Fee will get waived by spending Rs. 25,000 (Non-EMI spends) in the 12 months period
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Avail 0.5% Cashback on all other retail transactions
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
Obtain up to 50 days of interest free credit
Avail up to 20% discount on partner restaurants through Dineout
Purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance
Get flat Rs. 120 off on food delivery at Swiggy
1 complimentary access to select airport lounges within India per Calendar quarter
Earn 4 EDGE REWARD points with every Rs. 200spent on the credit card
1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
On any transaction over Rs. 2,500, convert these purchases to EMI
Indulge in delectable cuisines up to 15% off at partnered restaurants in India
Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
Editor's Review
Pros
By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Cons
No golf benefits
No fuel benefits
No airport lounge access
Pros
Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
1 Complimentary airport lounge access
Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance
Cons
* No golf/coaching sessions
* High interest rate
More comparisions with Paytm HDFC Bank Mobile Credit Card