Paytm HDFC Bank Digital Credit Card vs Kotak Fortune Gold Credit Card
Joining Fees
₹149
₹0
Editor's Rating
2.5
3.7
Key Features
- First Year Fee will get waived off on retail spends of Rs. 1,500/1,000 in the first month
- In a calendar year, Renewal Year Fee will get waived off on retail spends of Rs. 25,000
- Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
- Get 2% cashback on key accelerated categories - Swiggy and Uber
- Avail 1% cashback on all other Retail Spends including Paytm spends
- Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
- If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
- Get 1% fuel surcharge waived off on fuel transactions between Rs. 400 and Rs. 5,000.
- Obtain up to 50 days of interest free credit
- Enjoy No Cost & Low cost EMI options on your credit card
- Easy Access to Cash
- Fuel Surcharge Waiver
- Easy Balance Transfer Options
- Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750
Editor's Review
Pros
- Welcome Benefits
- Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
- Get 2% cashback on key accelerated categories - Swiggy and Uber
Cons
- No golf benefits
- No discount on partner restaurants through Dineout
- No airport lounge access
Pros
- Fuel surcharge waiver at fuel stations across India
- Attractive Foreign Currency Markup of 2.5%
- Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
