My Business Credit Card – Axis Bank vs SBI Elite Credit Card
Joining Fees
₹999
₹4,999
Editor's Rating
4.3
4
Key Features
- On any transaction over RS. 2,500, convert purchases to EMI
- Use My Business Credit card to withdraw cash unto 30% of your credit limit from over 1 million Visa ATMs
- Initiate a simple Standing Instruction on your credit card to ensure utility bills are paid on time every month
- Avail two Complimentary Airport Lounge visit within India every quarter
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
Editor's Review
Pros
- 1% fuel surcharge waiver on all fuel transactions in India
- Low joining and renewable fees
- Earn eEDGE REWARD points for transactions and 500+ rewards and offers to redeem points with every Rs. 200 spent on the credit card
Cons
- No complimentary Golf/coaching sessions
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
