My Business Credit Card – Axis Bank vs Axis Bank Shoppers Stop Credit Card

• On any transaction over RS. 2,500, convert purchases to EMI
• Use My Business Credit card to withdraw cash unto 30% of your credit limit from over 1 million Visa ATMs
• Initiate a simple Standing Instruction on your credit card to ensure utility bills are paid on time every month
• Avail two Complimentary Airport Lounge visit within India every quarter

• Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
• Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
• Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
• Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
• Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
• Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
• Maximum discount is capped at Rs. 500 per month
• Offer is applicable on a minimum order value of Rs. 2500
• Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
• Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000

Pros

• 1% fuel surcharge waiver on all fuel transactions in India
• Low joining and renewable fees
• Earn eEDGE REWARD points for transactions and 500+ rewards and offers to redeem points with every Rs. 200 spent on the credit card

Cons

• No complimentary Golf/coaching sessions

Pros

• No redemption fee, customers can easily redeem points without paying any additional fees
• Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
• Welcome benefits

Cons

• No railway lounge access
• No airport lounge access
• Reward points are limited to Shoppers Stop outlets online/offline only