Compare Metro Kotak Bank Credit Card vs SimplySave SBI Card

Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
Cashback Structure is as follows:

a. Monthly Minimum spend slabs

b. Rs. 10,001 to Rs. 30,000 Spends - 0.25% Cashback

c. Rs. 30,001 to Rs. 5 Lakh - 0.50 % Cashback

d. > Above Rs. 5 Lakh - 1% Cashback

Credit Free Period of 48 Days
Rupay Contactless provides a quick, safe, and secure way to pay. Just tap the Metro Kotak Bank Credit Card and pay for transactions up to Rs. 5000 without a PIN

Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
On all other spends, earn 1 Reward Point per Rs 150 spent
1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card
With SimplySAVE SBI Card, daily purchases will be much easier. Simply wave the card at a secure reader to transact
Transfer the outstanding balance of other banks’ credit cards to SimplySAVE SBI Card, and avail a lower rate of interest and pay back in EMIs
With the facility of Flexipay, convert transactions in easy monthly installments. Make purchases for Rs. 2,500 or more using SimplySAVE SBI Card

Pros

Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
Activation benefit of up to Rs. 500 cashback on the first swipe
For spends done between Rs. 10,001 to Rs. 30,000 get 0.25% Cashback and for spends Rs. 30,001 to Rs. 5 Lakh get 0.50 % Cashback

Cons

Pros

1% fuel surcharge at any petrol pump
Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
Get annual membership fee reversal from second year of your subscription

Cons