Metro Kotak Bank Credit Card vs Kotak League Platinum Credit Card

• Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
• Cashback Structure is as follows:

a. Monthly Minimum spend slabs

b. Rs. 10,001 to Rs. 30,000 Spends - 0.25% Cashback

c. Rs. 30,001 to Rs. 5 Lakh - 0.50 % Cashback

d. > Above Rs. 5 Lakh - 1% Cashback

• Credit Free Period of 48 Days
• Rupay Contactless provides a quick, safe, and secure way to pay. Just tap the Metro Kotak Bank Credit Card and pay for transactions up to Rs. 5000 without a PIN

• 8X reward points on every Rs. 150 spent
• Fuel Surcharge Applicable 
• Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
• League Priority Attend

Pros

• Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
• Activation benefit of up to Rs. 500 cashback on the first swipe
• For spends done between Rs. 10,001 to Rs. 30,000 get 0.25% Cashback and for spends Rs. 30,001 to Rs. 5 Lakh get 0.50 % Cashback

Cons

• No International or Domestic Airport Lounge access
• No golf or fuel benefits
• No rewards or other travel related benefits

Pros

• 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
• Earn up to 8X Reward Points on every Rs.150 spent across all categories
• Railway Surcharge Waiver

Cons

• No complimentary Golf lessons/green
• No complimentary Airport Lounge access