Metro Kotak Bank Credit Card vs Klick RuPay Credit Card

• Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
• Cashback Structure is as follows:

a. Monthly Minimum spend slabs

b. Rs. 10,001 to Rs. 30,000 Spends - 0.25% Cashback

c. Rs. 30,001 to Rs. 5 Lakh - 0.50 % Cashback

d. > Above Rs. 5 Lakh - 1% Cashback

• Credit Free Period of 48 Days
• Rupay Contactless provides a quick, safe, and secure way to pay. Just tap the Metro Kotak Bank Credit Card and pay for transactions up to Rs. 5000 without a PIN

• Zero Joining Fees and Annual Fees
• 1% Fuel Surcharge Waiver
• 2 Rewards for every Rs. 200 non-UPI spends
• 2% cashback while you make quick and easy payments using Kiwi app
• 4 Reward Points on every Rs. 200 spent on all UPI transactions above Rs. 2,000
• Get all the benefits with the 100% virtual credit card- It is safe, secure, and make hassle-free payments with virtual credit card
• Earn reward on UPI and non-UPI spends

Pros

• Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
• Activation benefit of up to Rs. 500 cashback on the first swipe
• For spends done between Rs. 10,001 to Rs. 30,000 get 0.25% Cashback and for spends Rs. 30,001 to Rs. 5 Lakh get 0.50 % Cashback

Cons

• No International or Domestic Airport Lounge access
• No golf or fuel benefits
• No rewards or other travel related benefits

Pros:

• Lifetime Free Credit Card
• 2 Rewards for every Rs. 200 non-UPI spends
• 2% cashback while you make quick and easy payments using Kiwi app

Cons:

• No international or domestic lounge access
• No Golf Benefits
• No Movies and Entertainment, and Dining Benefits