Max SBI Card SELECT vs Kotak Biz Credit Card

• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points. 
• On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points.
• Avail 12,000 bonus Reward Points on annual spends of Rs 150,000 across all Landmark Stores.
• 1% fuel surcharge waiver 

• Avail 4 reward points for every Rs. 100 on categories like Travel and Tour Operators & Domestic Airlines, Direct Marketing/Advertising services, Supermarket, Lodging – Hotels, Motels, Resorts
• Avail 1 reward points for every Rs. 100 on all other spends 
• 1 complimentary airport lounge access per calendar quarter to Visa affiliated lounges across Indian airports. Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi
• Get 1% on transaction fuel surcharge will be waived for transactions made between Rs. 500 - Rs. 3000
• One can also save railway surcharge of 1.8% for transactions on www.irtc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
• Travel Insurance programme includes the following:

A. Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection)- Sum Insured is Rs. 50,000

B. Purchase Protection - Sum Insured is Rs. 25,000

C. Loss of Checked in Baggage / Delay of Checked in Baggage / Valuable Documents Cover / Missing of Connecting International Flight During Transit - Sum Insured is Rs. 10,000

• Safety features of the card includes being embedded with EMV Chip and setting a 6-digit PIN authentication for higher security of your transactions
• Interest free period: Up to 48 days

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies.
• Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel).
• Cumulative milestone benefits up to 34400 RP worth Rs 8600.                                             

Cons 

• No golf/coaching sessions

Pros

• Avail 4 reward points for every Rs. 100 on categories like Travel and Tour Operators & Domestic Airlines, Direct Marketing/Advertising services, Supermarket, Lodging – Hotels, Motels, Resorts
• Avail 1 reward points for every Rs. 100 on all other spends 
• 1 complimentary airport lounge access per calendar quarter to Visa affiliated lounges across Indian airports

Cons

• No dinning or movie benefits
• No Golf Benefits
• No cashback benefits