Max SBI Card SELECT vs Klick RuPay Credit Card

• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points. 
• On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points.
• Avail 12,000 bonus Reward Points on annual spends of Rs 150,000 across all Landmark Stores.
• 1% fuel surcharge waiver 

• Zero Joining Fees and Annual Fees
• 1% Fuel Surcharge Waiver
• Earn 2 YES Rewardz Points for every Rs. 200 spent on eligible non-UPI transactions
• Get rewarded for all your non-UPI transactions
• Earn reward on non-UPI spends
• Convert payments into EMI with on-call service at attractive interest rates
• Get a loan amount within the card limit to fulfil immediate fund requirements
• Enjoy secure digital payments through a 100% virtual RuPay credit card; no physical card is issued
• Convert eligible transactions of Rs. 1,500 or more into EMIs through the Instant EMI facility
• Eligible cardholders can obtain a Quick Loan within their available credit limit
• Set up recurring payments for bills and subscriptions through YES PayNow and the e-mandate facility
• Existing YES BANK credit-card holders are not eligible for the Klick Credit Card

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies.
• Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel).
• Cumulative milestone benefits up to 34400 RP worth Rs 8600.                                             

Cons 

• No golf/coaching sessions

Pros:

• Lifetime Free Credit Card
• 2 Rewards for every Rs. 200 non-UPI spends
• Convert payments into EMI with on-call service at attractive interest rates

Cons:

• No international or domestic lounge access
• No Golf Benefits
• No Movies and Entertainment, and Dining Benefits