Max SBI Card SELECT vs IDFC First WOW! Credit Card

• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points. 
• On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points.
• Avail 12,000 bonus Reward Points on annual spends of Rs 150,000 across all Landmark Stores.
• 1% fuel surcharge waiver 

• Lifetime free credit card - No joining fee/annual fee
• Get up to 4x Reward Points on every transaction
• Unlimited never expiring reward points as good as cash
• Insurance premium payments and Utility bill payments will earn 1X reward points
• Enjoy travelling around the world with the best-in-class zero Forex Mark-up fee
• Zero interest charges on ATM cash withdrawals for up to 45 days 
• Zero Currency Exchange Hassles
• Avail up to Rs. 25,000 card liability cover, Rs. 2 lakh personal accident insurance, and Rs. 25,000 purchase protection
• Complimentary Roadside Assistance, Personal Accident Cover, and Feul Surcharge Waiver
• 1% Fuel Surcharge Waiver
• Withdraw cash up to 100% of FD value
• Instantly Increase the Credit Limit- Instantly enhance it by securing an additional Fixed Deposit, starting from Rs. 5,000
• Earn 4X Reward Points on every travel spend
• Up to 3X reward points on all UPI spends
• Credit limit minimum 100% of the FD Value
• No credit history required
• No income proof required
• Instant Card Issuance
• Discover discounts across 1500+ resturants and retailers
• Get discount across 300+ merchants and 1500+ resturants
• Credit shield protection against theft and fraud
• Access to exclusive VISA offers across the globe

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies.
• Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel).
• Cumulative milestone benefits up to 34400 RP worth Rs 8600.                                             

Cons 

• No golf/coaching sessions

Pros

• Lifetime free credit card
• Get a 100% credit limit against the amount of Fixed Deposit
• Get up to 4x Reward Points on every transaction

Cons

• No travel benefits
• No golf benefits
• No complimentary domestic or international airport lounge access