Max SBI Card SELECT vs HDFC Bank Harley-Davidson Diners Club Credit Card

Joining Fees

₹1,499

₹2,500

Editor's Rating

3.7

Key Features

  • On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points. 
  • On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points.
  • Avail 12,000 bonus Reward Points on annual spends of Rs 150,000 across all Landmark Stores.
  • 1% fuel surcharge waiver 
  • Get 5X Reward Points on Swiggy and Zomato. You can earn a maximum of 2500 Reward Points every month
  • Avail up to 10X Rewards on Booking flight tickets / stays across 150+ hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
  • Interest Free Credit Period: Get up to 50 days of interest free credit period 
  • Credit Liability Cover of Rs. 9 lakh
  • Enjoy Foreign Currency Markup at a nominal 2% on all foreign currency spends
  • Revolving Credit is available at a nominal interest rate
  • Get 2 Complimentary Airport lounge access every calendar quarter worldwide for primary and add-on card members
  • ‘Buy 1 Get 1 Free' offer on BookMyShow: Purchase 1 Ticket, and get another ticket free up to Rs. 250 per booking. This offer can be used maximum twice every month on minimum purchase of 2 tickets in a single transaction. It is valid only on Friday, Saturday and Sunday shows
  • As a Milestone Benefit, avail Rs. 1,500 worth vouchers of Marriott Experience or Decathalon or Barbeque Nation or O2 Spa or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
  • Avail the option to convert big spends into EMI after purchase
  • Accidental Air Death Cover worth Rs. 1 Crore
  • Emergency overseas hospitalization up to Rs. 25 lakhs
  • Travel Insurance Cover of up to Rs. 50,000 on baggage delay
  • Credit Liability cover up to Rs. 9 Lakh
  • Get 4 Reward Points for every Rs. 150 retail spends
  • Earn 20 Reward Points on every Rs. 150 spends on Swiggy and Zomato
  • Earn up to 10X Reward Points on Spends Via Smartbuy
  • Avail up to 20% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies.
  • Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel).
  • Cumulative milestone benefits up to 34400 RP worth Rs 8600.                                             

Cons 

  • No golf/coaching sessions

Pros

  • Airport lounge access for both primary and add-on cardholders
  • Good benefits related to movies and food
  • Accidental Air Death Cover worth Rs. 1 Crore, Emergency overseas hospitalization up to Rs. 25 lakhs, and Travel Insurance Cover of up to Rs. 50,000 on baggage delay

Cons

  • No Golf benefits
  • No fuel benefits
  • Although the card is centered around Harley Davidson, it doesn’t offer much benefits like accelerated Reward Points for purchases made at the motorcycle store


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