Max SBI Card SELECT vs BOI SwaDhan Rupay Platinum
Joining Fees
₹1,499
₹0
Editor's Rating
3.7
Key Features
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points.
- On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points.
- Avail 12,000 bonus Reward Points on annual spends of Rs 150,000 across all Landmark Stores.
- 1% fuel surcharge waiver
- SwaDhan Rupay Platinum Credit Card is issued against TDR
- The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
Editor's Review
Pros
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies.
- Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel).
- Cumulative milestone benefits up to 34400 RP worth Rs 8600.
Cons
- No golf/coaching sessions
Pros
- Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
- No Golf Privileges
- No Airport Lounge access
