Lifestyle HC SBI Card vs RBL Bank MoneyTap Black Credit Card

Joining Fees

₹499

₹3,000

Editor's Rating

2.5

3.6

Key Features

  • 1% fuel surcharge waiver
  • Earn 1,000 bonus Reward Points on annual spends of Rs 20,000 across all Landmark Stores
  • Earn 2,000 bonus Reward Points on annual spends of Rs 45,000 across all Landmark Stores
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores

* Get 2 Reward Points for every Rs. 100 spent on all purchases such as travel, groceries, dining and electricity bill
* Avail 5X Reward Points i.e. 10 Reward Points for every Rs. 100 spent online, up to 500 Reward Points in a month
* Monthly Benefit: Earn 1000 Reward Points every month on making at least 5 transactions of Rs. 1000 or more
* Get 10% discount on movie bookings on bookmyshow, up to Rs. 100, any day of the week, 15 times in a year
* Complimentary access to domestic airport lounges, up to 1 visit per calendar quarter
* Earn 8000 Reward Points on annual online spends of Rs. 2.5 lakh
* Earn additional 8000 Reward Points on crossing annual online spends of Rs. 4 lakh
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. The maximum waiver of Rs. 100 per month

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert the Reward Points into Landmark rewards and get dual benefit
  • Get 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
  • Cumulative milestone benefits up to 16,000 RP worth Rs 4,000                                                                                                      

Cons 

  • No Airport Lounge access 
  • No Golf/coaching sessions

Pros
* Movies and Monthly Rewards along with Airport Lounge Access
* Earn Accelerated Reward Points on online spends benefits
* Earn up to 16000 Reward Points on Annual Spend milestone

Cons
* No golf benefits
* No airmiles


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