Lifestyle HC SBI Card SELECT vs SBM ZET Credit Card
VS
Fees
SBI
SBM Bank India
Joining Fees
₹1,499
₹0
Renewal Fees
₹1,499
₹0
Network
Visa
Rupay
Editor's Review
2.5
4.5
Free Lounge Access
No
No
Features
Lifestyle HC SBI Card SELECT
- 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
SBM ZET Credit Card
- Minimum FD of Rs. 2,000 is required to obtain this secured credit card
- Earn up to 7% Interest on FD
- Credit limit: 90% of FD amount
- A lifetime-free credit card with no renewal fees
- No Income Proof- Easy application with no credit history required
- Exclusive Discounts: Rewards and discounts you’ll love
- Zero interest for 45 days on UPI payments
- 5% Rewards on Amazon
- 8% Rewards on Flipkart
- 20% Rewards on Myntra
- Enjoy up to 15% Rewards on All Major Platforms
- Up to 20% off on Swiggy, Zomato, and BookMyShow
Editor's Review
Lifestyle HC SBI Card SELECT
Pros
- Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
- 1% fuel surcharge waiver
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
SBM ZET Credit Card
Pros
- Earn up to 7% Interest on FD
- 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
- Up to 20% off on Swiggy, Zomato, and BookMyShow
Cons
- No travel benefits
- No golf benefits
- No complimentary domestic or international airport lounge access
