Lifestyle HC SBI Card SELECT vs Kotak Corporate Wealth Signature Credit Card

• 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees 
• Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
• Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points

• Get higher cash-backs while using the card
• Hassle-free spendings
• Fuel/Railway Surcharge Waiver
• Redeem points without any hassle 

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs    
• 1% fuel surcharge waiver      
• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies                                                                     

Cons 

• No Golf/coaching sessions
• No complimentary Airport Lounge access 

Pros

• Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
• Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
• Exclusive access to Domestic Airport Lounges twice in every quarter

Cons

• No Golf Privileges 
• No Concierge Services