6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
Earn 1 reward point on every spend of Rs. 150 and above
Redeem points for cashback
Get a gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
Get a welcome and renewal benefit of 500 reward points on fee realization
Earn 25X reward points on your birthday spends
10X reward points on PayZapp & SmartBuy spends
Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
If annual spends are below Rs. 50,000, renew the card for a nominal fee of Rs. 500
Fuel fee waiver of 1%, capped at Rs. 250 per statement cycle (Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 ) GST will be applicable
Enjoy safe and secure transactions with chip-enabled cards
Zero liability on the lost card if reported immediately
HDFC Bank Freedom Credit Card has been enabled for contactless payments, hence, enjoy doing fast, convenient and secure payments at retail outlets.
Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
Obtain up to 3 add on credit cards for free
Editor's Review
Pros
Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
1% fuel surcharge waiver
Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
Pros
Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
Pay only 1.99% interest per month if card is issued against fixed deposit
Zero liability on lost card if reported immediately
Cons
No golf/coaching sessions
No complimentary Airport Lounge access
More comparisions with Lifestyle HC SBI Card SELECT