Lifestyle HC SBI Card SELECT vs BOB Financial Select
Joining Fees
₹1,499
₹750
Editor's Rating
2.5
4.3
Key Features
- 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- 5X rewards on Dining, Utility bills, Online spends; 1x on others
- 1,000 bonus rewards points every month
- Zero Fuel Surcharge
- Zero Annual Fees basis card usage
Editor's Review
Pros
- Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
- 1% fuel surcharge waiver
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Easy EMI Option
- Multiple redemption options
- In-built insurance cover
Cons
- No Golf Privileges
- No Airport Lounge access
