Lifestyle HC SBI Card SELECT vs Axis Bank Titanium Smart Traveler Credit Card
Joining Fees
₹1,499
₹250
Editor's Rating
2.5
3.7
Key Features
- 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- Get 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 and Rs. 4,000
- Dining Delights- minimum 15% off on partner restaurants in India
- On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
- Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions:
- On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points
- For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points
- On every Rs. 200 spent on the credit card in India, earn 2 points
Editor's Review
Pros
- Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
- 1% fuel surcharge waiver
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Dining Delights- minimum 15% off on partner restaurants in India
- On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
- On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points
Cons
- No Airport Lounge access
- No Golf Privileges
