Lifestyle HC SBI Card SELECT vs Axis Bank Titanium Smart Traveler Credit Card

Joining Fees

₹1,499

₹250

Editor's Rating

2.5

3.7

Key Features

  • 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees 
  • Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
  • Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
  • On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
  • Fuel Surcharge Waiver
  • Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
  • For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points 
  • On every Rs. 200 spent on the credit card in India, earn 2 points 

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs    
  • 1% fuel surcharge waiver      
  • Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies                                                                     

Cons 

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access 

Pros

  • Dining Delights- minimum 15% off on partner restaurants in India 
  • On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
  • On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points 

Cons

  • No Airport Lounge access 
  • No Golf Privileges 


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