Lifestyle HC SBI Card PRIME vs YES FIRST Exclusive Credit Card

• Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
• Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
• Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
• Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
• On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points

• One complimentary Golf Lesson every calendar month at select golf courses in India
• Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
• Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
• 25% discount on movie tickets when booked on BookMyShow Website or Mobile App

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points. 
• 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
• Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year                                                                                        

Cons 

• No golf/coaching sessions

Pros

• 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
• 12 Reward Points per Rs. 200 spent on all other categories
• Life Insurance Cover 

Cons

• Low reward rate
• Limited redemption options