Lifestyle HC SBI Card PRIME vs Kotak Wealth Management Infinite Credit Card

• Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
• Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
• Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
• Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
• On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points

• Personalised Card Design: Kotak Wealth Management Infinite Credit Card will be designed after you, which means it’ll carry a unique handcrafted illustration of the cardholder image on the face of the card
• Higher Credit Limit: Avail minimum credit limit of Rs. 10 Lakh and an instant credit limit increase offer to support big purchases through an additional spending limit
• Access to International Events: Get access to the world’s most prestigious events with privileges like preferred seating, champagne receptions, invite to after-event party, celebrity autograph and many more
• Get to enjoy special invites to premium events in dining, entertainment, art & fashion categories

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points. 
• 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
• Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year                                                                                        

Cons 

• No golf/coaching sessions

Pros

• 2 complimentary round of golf in a month for the cardholder. The cardholder can also invite two friends for a complimentary round once in a quarter
• Avail 800 Reward points worth Rs 800 free every month
• 4 complimentary visits every quarter to Visa lounges only in India

Cons

• This Credit Card is a “by-invite-only”