LIC Axis Bank Platinum Credit Card vs HDFC Infinia Credit Card

Joining Fees

₹0

₹10,000

Editor's Rating

3.4

5

Key Features

  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
  • Complimentary lost card liability insurance cover up to credit limit
  • 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
  • Get up to 20% off at over 4,000 restaurants in India 
  • Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
  • You will get Welcome Benefit of Complimentary Club Marriott membership for a year which provides up to 20% discounts for Dining and Stays across Asia – Pacific region
  • As a Welcome Benefit, receive 10,000 Reward Points upon fee realization
  • If you spend eight lakhs or more in the preceding 12 months, you’ll get renewal membership fee waived off for next year
  • Avail Renewal benefit of 10,000 Reward Points
  • Complimentary unlimited airport lounge access within and outside India using the Priority Pass. The same benefit is also available for the add on priority pass holders. Through Priority Pass membership you may also use the refreshment and business centre facilities at the selected lounges
  • Avail 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs.400 and Rs.1,00,000
  • Enjoy lowest markup fee of 2% on all foreign currency transactions
  • Avail unlimited complimentary golf games at leading courses in India and selected courses across the globe. Also, you’ll have unlimited complimentary Golf coaching at selected golf courses within India
  • Enjoy the Good Food Trail dining program at some of the premium restaurants across top cities
  • Earn 5 Reward Points on Rs. 150 on retail spends including Insurance, Utilities, Education, and Rent pay
  • Gut 10X Reward Points on travel and shopping spends on HDFC SmartBuy
  • Earn 2X Rewards Points on dining spends
  • Infinia Credit Card provides Credit Shield Cover for up to 9 lakhs

 

 

 

 

 

 

 

 

 

 

 

Rewards Rate:

  • Default Reward Rate is 3.3%
  • Avail Accelerated Reward Rate of 6.6% (2X on Dining/ airvistara / hdfcbankinfinia)
  • Get Accelerated Reward Rate: 33% (10X with limited partners)

Editor's Review

Pros

  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • Complimentary lost card liability insurance cover up to credit limit
  • Get up to 20% off at over 4,000 restaurants in India 

Cons

  • No golf benefits are provided
  • No international and domestic airport lounge access
  • No Spend Based Waiver

Pros

  • This credit card is suitable for those who’re frequent travelers
  • Get Accidental Air Death cover worth Rs. 3 Crore
  • If there’s an emergency overseas while, get emergency overseas hospitalization insurance up to Rs. 50 lakhs

Cons

  • This credit card is suitable for those who have high earnings
  • This credit card doesn’t have any monthly & annual benefits
  • This credit card is by “Invite only”


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