Kotak Urbane Gold Credit Card vs YES Prosperity Rewards Credit Card
Joining Fees
₹199
₹299
Editor's Rating
4.2
4.1
Key Features
- Avail 3X Reward Points per Rs. 100 spent across all categories
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
- If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting
- 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets
- 2 Reward Points for every Rs. 200 on other categories
- Exclusive Catalogue of Products
- Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)
Editor's Review
Pros
- Earn 3X Reward Points against retail spends of Rs.100
- Get 4 PVR tickets or 10,000 Reward Points on annual
- This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- This credit card is good for those who’re seeking Reward Points
- Fuel Surcharge Waiver
- This credit card is good for those who love to shop
Cons
- This credit card isn’t travel-specific card
- No Golf Privileges
- Not much discount on movies
