Kotak Urbane Gold Credit Card vs RBL Bank World Max SuperCard

Joining Fees

₹199

₹2,999

Editor's Rating

4.2

3.4

Key Features

  • Avail 3X Reward Points per Rs. 100 spent across all categories
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting 

* Avail 1 + 1 free movie ticket on BookMyShow, up to Rs. 200 once a month on any day of the week
* Avail fuel surcharge waiver up to Rs. 150 per month
* Avail 2 Reward Points for every Rs. 100 that you spend on all you desire and like
* Once every month, spend Rs. 25,000 and get 1,500 Reward Points
* Reach spends milestone of Rs. 40,000 and Rs. 50,000 to get additional 1,000 Reward Points on both occasions
* Redeem the points at www.rblrewards.com/SuperCard for an exciting range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that are earned for every Rs. 100 spent on weekends. The maximum Reward Points that can be earned is 1,000 per month
* Upcoming feature: If you desire to purchase electronic gadgets and home appliances then visit selected Bajaj Finserv partner outlet and get 5X Reward Points
* Complimentary 6 domestic airport lounge access in a year at all airports in India. The maximum limit is 2 complimentary airport lounge access in a quarter
* Dedicated Concierge Help Desk
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options

Editor's Review

Pros

  • Earn 3X Reward Points against retail spends of Rs.100
  • Get 4 PVR tickets or 10,000 Reward Points on annual
  • This card is good for those who spend frequently on various categories like retail shopping, groceries, etc. 

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 

Pros
* Up to 50,000+ Bonus Rewards
* Rewards on all spends
* Offers on Movies and Dining

Cons
* No golf complimentary benefits
* No airmiles
* No cashback offers


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