Kotak Urbane Gold Credit Card vs RBL Bank BlockBuster Credit Card

Joining Fees

₹199

₹3,000

Editor's Rating

4.2

3.5

Key Features

  • Avail 3X Reward Points per Rs. 100 spent across all categories
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting 

* Earn 2 Reward Points per Rs. 100 spent on anything except fuel
* Earn 20 Reward Points per Rs. 100 spent on dining on weekends. Maximum of 2,000 Reward Points can be earned per billing cycle under the accelerated Reward Points program on dining
* In a year to earn 10,000 Reward Points, spend Rs. 3.5 lakh
* In a year to earn an additional 15,000 Reward Points, spend Rs. 5.0 lakh
* Spend Rs. 20,000 every month and get 2 free tickets at BookMyShow for all events and movies
* Avail 10% discount on bookings at BookMyShow, for 15 transactions in a year, up to Rs. 100 per transaction
* 4 complimentary visits in a year at domestic airport lounges
* Avail fuel surcharge waiver of up to Rs. 150 per month for spending between Rs. 500 and Rs. 4,000 at all fuel stations in India

Editor's Review

Pros

  • Earn 3X Reward Points against retail spends of Rs.100
  • Get 4 PVR tickets or 10,000 Reward Points on annual
  • This card is good for those who spend frequently on various categories like retail shopping, groceries, etc. 

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 

Pros
* Welcome Benefits
* Chartbuster reward program
* Entertaining discounts

Cons
* No golf benefits
* No airmiles


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