Kotak Solaris Platinum Credit Card vs RBL Bank MoneyTap Credit Card

• Earn 5X reward points on every Rs.150 spend on online purchases
• Earn 2X reward points for every Rs.150 on other spends
• Fuel Surcharge Waiver
• Railway Surcharge Waiver 

* You can transfer funds as low as Rs. 3000 or as high as your credit limit, to your registered bank account
* Convert the card spends, Rs. 3000 or higher, into EMIs straight from the MoneyTap app
* Know all the charges through the MoneyTap app. Keep a track on transaction history, upcoming payments or EMIs and due dates
* Get Reward Points for all domestic/international purchases and redeem them for the products you desire at www.rblrewards.com
* Earn 1 reward point for every Rs. 100 spent on all purchases at merchant outlet
* Earn 2 reward points for every Rs. 100 spent on all online purchases (credit-line/loan spends excluded)
* Reward points are not received on fuel spends
* Avail 10% instant discount on Grofers app using the coupon code “MONEYTAP” on 2 Grofers orders in a month (up to Rs. 300 across orders)
* Avail 20% cashback on all Zomato orders (up to Rs. 200 in a month)
* Get 1+1 free movie ticket every month, up to Rs. 200, at BookMyShow for movie shows on Saturday & Sunday
* Fuel surcharge waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver is Rs. 100 per month
* The Membership Fee for the second year which is Rs. 499 will be waived off on spends of Rs. 1.5 lakh in the previous year
* Milestone Benefit: On crossing spends of Rs. 2.5 lakh in the year, receive Rs. 1000 Amazon voucher

Pros

• Get up to 5X Reward Points on every Rs.150 spent on online purchases
• Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

• No complimentary Golf lessons/green 
• No complimentary Airport Lounge access

Pros
* Avail 10% instant discount on Grofers app and 20% cashback on all Zomato orders
* 1+1 free movie ticket every month, up to Rs. 200, at BookMyShow for movie shows on Saturday & Sunday
* Fuel surcharge waiver at all fuel stations.

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles