Kotak Solaris Platinum Credit Card vs Doctor's SBI Card (in association with IMA)

• Earn 5X reward points on every Rs.150 spend on online purchases
• Earn 2X reward points for every Rs.150 on other spends
• Fuel Surcharge Waiver
• Railway Surcharge Waiver 

• Get up to 8 complimentary visits annually to domestic airport lounges in India
• 1% fuel surcharge waiver 
• Add-on cards are available along with the primary card 
• The card can be used over 1 million Visa or MasterCard ATMs across the world

Pros

• Get up to 5X Reward Points on every Rs.150 spent on online purchases
• Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

• No complimentary Golf lessons/green 
• No complimentary Airport Lounge access

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA) 
• Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs 
• The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance 
• Renewal fee reversed if the annual spendings cross Rs 2,00,000  

Cons 

• No Golf/coaching sessions