Kotak Solaris Platinum Credit Card vs BOI International Credit Card

Kotak Solaris Platinum Credit Card
Kotak Solaris Platinum Credit Card
Kotak Mahindra Bank · Mastercard
3.6
₹500 / Joining Fees
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VS
BOI International Credit Card
BOI International Credit Card
Bank of India · Rupay
4.1
₹1,500 / Joining Fees
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Fees
Kotak Mahindra Bank
Bank of India
Joining Fees
₹500
₹1,500
Renewal Fees
₹500
₹1,500
Network
Mastercard
Rupay
Editor's Review
3.6
4.1
Free Lounge Access
No
Yes
Features
Kotak Solaris Platinum Credit Card
  • Earn 5X reward points on every Rs.150 spend on online purchases
  • Earn 2X reward points for every Rs.150 on other spends
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver 

 

BOI International Credit Card
  • Affiliation: Mastercard/Visa/Rupay 
  • The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
Editor's Review
Kotak Solaris Platinum Credit Card

Pros

  • Get up to 5X Reward Points on every Rs.150 spent on online purchases
  • Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access
BOI International Credit Card

Pros

  • 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card 
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons

  • No Golf Privileges 

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