Kotak Solaris Platinum Credit Card vs American Express® Platinum Reserve
Joining Fees
₹500
₹5,000
Editor's Rating
3.6
3.7
Key Features
- Earn 5X reward points on every Rs.150 spend on online purchases
- Earn 2X reward points for every Rs.150 on other spends
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
Editor's Review
Pros
- Get up to 5X Reward Points on every Rs.150 spent on online purchases
- Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
