Kotak Solaris Platinum Credit Card vs American Express® Platinum Reserve

Joining Fees

₹500

₹10,000

Editor's Rating

3.6

3.7

Key Features

  • Earn 5X reward points on every Rs.150 spend on online purchases
  • Earn 2X reward points for every Rs.150 on other spends
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver 

 

  • Welcome Gift of 11,000 Bonus Membership Rewards Points
  • Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
  • Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
  • Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
  • Complimentary access to leading Golf courses in India

Editor's Review

Pros

  • Get up to 5X Reward Points on every Rs.150 spent on online purchases
  • Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access

Pros

  • Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
  • Avail movie or online shopping vouchers worth Rs.6,000 per year
  • Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
  • Redeem the Points for over 500 options that include travel, dining, accessories and more

Cons

  • Poor reward structure
  • Absence of bonus reward points on milestone spends
  • High-interest rates
  • High Annual Fee


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