Kotak Silk Inspire Credit Card vs YES Prosperity Rewards Plus Credit Card
Joining Fees
₹599
₹499
Editor's Rating
3.6
3.8
Key Features
- Avail 5x Reward Points on every Rs. 100 spent on Apparels
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
- Avail 1 reward for every Rs. 200 spent on other categories without any restrictions
- 500 Reward Points on each YES PayNow registration
- 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets
- 4 Reward Points for every Rs. 200 on other categories
- Exclusive Catalogue of Products
Editor's Review
Pros
- 5% savings on apparels
- Get 1 Reward Point for every Rs.200 spent on other categories
- Silk Inspired Shield
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- Accelerated Rewards on Supermarkets and Grocery Stores
- Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
- Fuel Surcharge Waiver
Cons
- No complimentary Golf Lessons/Sessions
- No Complimentary Priority Pass Membership
- No Airport Lounge access
