Kotak Silk Inspire Credit Card vs YES Prosperity Rewards Plus Credit Card

Kotak Silk Inspire Credit Card
Kotak Silk Inspire Credit Card
Kotak Mahindra Bank · Visa
3.6
₹599 / Joining Fees
Apply Now →
VS
YES Prosperity Rewards Plus Credit Card
YES Prosperity Rewards Plus Credit Card
Yes bank · Mastercard
3.8
₹499 / Joining Fees
Apply Now →
Fees
Kotak Mahindra Bank
Yes bank
Joining Fees
₹599
₹499
Renewal Fees
₹599
₹499
Network
Visa
Mastercard
Editor's Review
3.6
3.8
Free Lounge Access
No
No
Features
Kotak Silk Inspire Credit Card
  • Avail 5x  Reward Points on every Rs. 100 spent on Apparels
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
  • Avail 1 reward for every Rs. 200 spent on other categories without any restrictions 
YES Prosperity Rewards Plus Credit Card
  • 500 Reward Points on each YES PayNow registration
  • 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
  • 4 Reward Points for every Rs. 200 on other categories 
  • Exclusive Catalogue of Products
Editor's Review
Kotak Silk Inspire Credit Card

Pros

  • 5% savings on apparels
  • Get 1 Reward Point for every Rs.200 spent on other categories
  • Silk Inspired Shield

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 
YES Prosperity Rewards Plus Credit Card

Pros

  • Accelerated Rewards on Supermarkets and Grocery Stores
  • Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
  • Fuel Surcharge Waiver 

 

Cons

  • No complimentary Golf Lessons/Sessions 
  • No Complimentary Priority Pass Membership
  • No Airport Lounge access 

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